
DFW Health Insurance Built Around Your Family
Whether you’re self-employed, paying too much for insurance through work, heading into retirement, or just need your own coverage, The Benefits Partners helps you find health, dental, vision, life, accident and critical illness coverage that fits. You’ll have one advisor who stays with you for the long run. Based in Allen and Keller, serving Frisco, McKinney, Plano and all of Collin County, plus Southlake and the rest of the Dallas/Fort Worth Metroplex.
Licensed in 40 states · NPN 18390586 · Serving Allen, Frisco, McKinney & all of DFW · 5.0-star Google rating
Our Services
Every individual and family has different needs when it comes to health insurance. We will spend about 30 minutes, utilizing screen sharing technology, to build your plan.
Plan Comparison
We have access to multiple plans, from ACA / Marketplace to Private PPOs, to short term and more. Once you customize your coverage, we walk through the application together.
Plans for:
Ongoing Support
Once a client, always a client.
Getting you enrolled is just the beginning. We're here long after you sign up to make sure your coverage keeps working for you.
Yearly Reviews
As your need changes and products change, we will assess where you currently are and if the plan you have is still the best fit. Health insurance doesn’t stay the same from year to year, and neither does life.

About Us
A proud Texas A&M graduate and lifelong Texan, Christy started her career in the classroom and that passion for teaching never left. After years in education, she found a new way to serve others, helping individuals and families navigate health and life insurance.
For almost 10 years, Christy has built her brand on honesty and integrity. No pressure, no one-size-fits-all plans, just a real conversation about what you need and what actually makes sense for your life and your budget.
Christy is a proud mom of three boys and a bonus mom to three daughters, and now she's enjoying one of her favorite titles yet, grandmother. That same love and attention she pours into her family is exactly what she brings to every client she works with.
If you're looking for someone who genuinely cares about getting you the right coverage, not just any coverage, you've found her.

What Our Clients Say
"Christy is exceptional to work with! She was extremely knowledgeable in explaining all my options for health insurance plans and assisting me in deciding which one would work best for my family. I highly recommend working with her, this was a daunting task for me having no experience shopping insurance and Christy made it stress free!"
Carron
★★★★★
"THANK YOU Christy! Going from full-time employer insurance to self-employed insurance was a daunting task for me. I've always just signed up for my company plan and went along with my life. Christy sat down and took the time to educate me on what plans were available, what coverage we could get, and helped us choose the right plan for our family. Highly recommend The Benefits Partners!"
Jake
★★★★★
★★★★★
Tricia
"Christy Smitherman is THE ABSOLUTE BEST!!!! Really appreciate the time she spent walking me through the insurance process. If you ever need anything surrounding Health Insurance CHRISTY is your girl!!! THANK YOU!!!"
"Christy helped us when my daughter's college dropped her health insurance in her last semester. She was responsive, understood our needs and answered all my questions. She found a plan that was even cheaper than what we were paying. I highly recommend her and have already referred her to friends."
AD
★★★★★
"I highly recommend Christy Smitherman for your insurance needs. She has gone above and beyond for us each year and helped us navigate the confusing world of insurance coverage for self employment. She is responsive and extremely knowledgeable about insurance."
Mandy
★★★★★
★★★★★
Sarah
"Christy is wonderful! She was able to provide me with plans that fit my budget with good coverage. I am so thankful to have worked with her! Highly recommend Christy for all insurance needs."
Frequently Asked Questions
When is open enrollment for 2027 health insurance in Texas?
Open enrollment runs November 1, 2026 through January 15, 2027. Enroll by December 15 for coverage that starts January 1. Outside open enrollment, you generally need a qualifying life event, like losing employer coverage, moving or having a baby, though some private plans are available year-round.
Does it cost anything to work with a health insurance broker?
No. Your consultation is free, and you don't pay extra to use a broker. Brokers are paid by the insurance companies, so you get expert help comparing plans at no cost to you.
What areas do you serve?
We're based in Allen and Keller and serve Frisco, McKinney, Plano and all of Collin County, plus Southlake and the rest of the Dallas/Fort Worth Metroplex. Christy is licensed in 40 states, so we can also help you by phone and screen share wherever you live.
Can you help if I'm self-employed, leaving my employer's plan or retiring before 65?
Yes, that's most of who we help. We compare ACA Marketplace plans, private PPOs, short-term plans and more, then help you add dental, vision, life, accident or critical illness coverage if it fits your needs.
What happens after I enroll?
You keep the same advisor. We're here for your questions all year long, and we review your coverage every year to make sure your plan is still the best fit.

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